A Credit Line to Resolve Cash Flow Challenges

Cash flow problems come in all shapes and sizes. Whether it be new hiring needs, a gap in revenue, or an unanticipated equipment repair charge that set you back, many if not all small businesses are sure to encounter a cash flow hiccup at one point or another. This is why preparing for those cash flow problems can enable your small business to cushion the blow or best case scenario, avoid it entirely. Sounds ideal, right?

So, how can you plan for cash flow problems that are unpredictable? Cash flow isn’t always predictable. Some small business' inflow of cash varies from month to month which makes it quite difficult to get an accurate pulse of the cash flow health and to put together a reliable cash forecast. Without a consistent stream of cash coming in, the business tends to suffer. Payments go late and opportunities are missed. But, there are steps small businesses can take to diffuse the situation and prevent it from crippling the business.

Small businesses have access to financing options like a line of credit available for use at their disposal. Instead of waiting days, weeks, or even months to see cash come through, small businesses can bridge the financial gap and cover costs between pay day. At TradeRiver, we provide our clients with access to a revolving line of credit that is available for reuse as they make payments. TradeRiver users can improve cash flow with a credit line that optimizes working capital for buyers and sellers.

Think of a credit line like a safety net. We understand that small business owners especially in their early business years are constantly looking over their shoulders concerned about outstanding expenses weighing them down. A credit line buys small business owners peace of mind which is an otherwise priceless commodity.

Learn how your small business can overcome cash flow problems and transact confidently with access to revolving line of credit. Get in touch here.